8 Things You Didn’t Know Your Car Insurance Covers

Rental Car Reimbursement

Being without a car after a collision can be a major inconvenience. “Rental reimbursement is an optional coverage that pays for a rental car (up to a daily limit) if your car is in the shop for repair after a covered claim,” insurance industry analyst Maya Afilalo says.

Afilalo explains that this type of coverage, like many on this list, is optionalmeaning you have to choose to add it when you buy your policy. “Typically, rental reimbursement doesn’t increase your premiums significantly, but you need to have comprehensive and collision coverage,” she says.

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