Essential Revealing Questions to Ask a Realtor Before You Hire Them

Real estate transactions have a lot of money on the line. Whether buying or selling a home, you’ll want a competent realtor by your side, working to get you the best deal possible. There are a lot of realtors out there, and it can feel overwhelming to know who’s the right realtor for you. To help you sort through it all, we’ve gathered our top ten expert-backed questions to ask a realtor before hiring them and get an edge in today’s competitive market.

Are you a full or part time agent?

There are a lot of realtors out there who only work part time. You want a realtor that works full time and is available for showings, phone calls and fielding offers, so make sure to inquire. “If they say, ‘I do this on my evenings or weekends,’ run,” Korosec says. “Agent availability during the week matters. If a house hits the market at 10 am and gets an offer by 2 pm, you do not have time to wait until the weekend for your agent to respond.”

Will I work with you or members of your team?

Big real estate teams can be great for availability and efficiency, but make sure you are clear about who you’ll be working with. “You don’t want a senior agent selling you on services and then a junior agent actually doing the work,” Leland says. He recommends directly asking if they will be the one at the open house, inspection and the one writing offers. If this person is who you want to work with, then make sure that’s who you’ll actually get.

What is your fee structure and is it flexible?

Traditionally, realtors earn a five to six per cent commission on the sale of a property, which is split between the buyer’s and seller’s agents, but these rates have become more negotiable since 2024. How much your agent expects to earn should be discussed at the first meeting to avoid any surprises at closing. If they really want the sale, some agents may lower their commission rate to stay competitive, but have this settled and in writing before proceeding. “A person who refuses to talk about percentages or refuses to write down commission on paper is a red flag,” Rhodes says.

How long have you lived and worked in this market?

Deep market knowledge and community connections are valuable assets in a realtor. Where a newcomer to a city might rely on online tools to gauge the market, an experienced local can be more precise. “Someone who’s focused on your city’s main sales neighborhood for seven plus years probably knows which cul de sacs flood, which school districts are redrawing boundaries and which HOAs have lump-sum assessments coming due,” Korosec says. “This intel is real talk not found on Zillow.”

Do you have a team of vendors?

“A strong vendor network is one of the biggest perks an experienced agent can offer,” Leland says. “If an agent says ‘just Google it’ when you need a plumber before closing, they are not doing a great job.” A good realtor should have a list of vendors that include roofers, carpenters, handymen, plumbers, electricians and junk removal companies. An agent with longstanding vendor relationships can call in a favor and get things done in a timely manner if needed.

What’s your marketing strategy?

Some realtors are better at marketing than others and this can be the difference between your house sitting on the market or receiving multiple offers. “A good agent should be able to describe exactly how they plan to make your home stand out online,” Leland says. “Ask to see examples of their past listings and have them sell you on their strategy. If they can’t sell their marketing they shouldn’t sell your house.” A strong marketing strategy should involve professional photos, open houses, optimized MLS listings and staging if needed.

What’s your take on the current market?

Successful realtors know the market and follow it very closely. They should be able to talk to you in hard numbers about inventory turnover, how long homes are sitting on the market and whether they’re selling for over or under asking price. These details are highly market specific and can change frequently, so only those who are deeply entrenched in the market will have this information. Watch out for “only positive statements like ‘It’s a great time to buy or sell a home!’ because it’s only a phrase used to sell a deal and not an analysis of the market,” Rhodes says.

What’s your strategy to deal with multiple offers?

Woman checking a list of clients for an open house

Receiving multiple offers is ideal for sellers but can be very stressful for buyers. For sellers, a good agent should have a clear pricing strategy and be able to show you recent comparables to justify the number. Additionally, they should have a plan for open houses, an offer deadline and a method to move quickly to an accepted offer. As a buyer, an agent’s strategy and expertise can help you win a bidding war. “Learn how the agent manages escalation clauses, provides clean terms of the offer and covers possible appraisal gap issues,” Rhodes says.

Will you represent both buyer and seller?

While this is legal in many states, it does represent a serious conflict of interest. “Buyers want to spend as little as possible and sellers want to earn as much as possible,” McGee says. “How can an agent negotiate honestly for both sides in a transaction when they have conflicting goals?” If a realtor says they will represent both sides if approached, then consider walking away and finding an agent who will only represent your interests in the transaction.

Can I see examples of your past or current listings online?

This is a great way to really get a feel for how a realtor operates. “How an agent presents other people’s homes tells you a lot about how they will present yours,” Leland says. Do their other listings look professional and present the property in a positive light? Is the write-up pretty standard or does it stand out for its expressive and descriptive language? Are there lots of photos or just a few? These are all important parts of a potential buyers’ first impression of your home, so make sure it’s a good one.

FAQ

Do I need a realtor to buy a home?

No, you do not need a realtor to buy a home.

What’s the difference between a realtor and a real estate agent?

“Every Realtor is a licensed agent, but not every agent is a Realtor,” Leland says. “The difference is National Association of Realtors membership, which adds a code of ethics and ongoing education.”

How do I know if a realtor is actually licensed?

Every state provides a realtor license database to check that a realtor’s license is active and if there are any disciplinary records.

About the Experts

• Blaz Korosec is cofounder and CFO at Investorade, a Dallas-based real estate investment company that buys homes, RV parks, campgrounds, land, and other properties directly from owners, often with cash offers and as-is sales. He has over twelve years of real estate and finance experience.
• Sain Rhodes is the director of operations and business development at Clever Offers, a real estate platform that helps homeowners find cash buyers and qualified agents.
• Erik Leland is a real estate broker with Realty First in Lake Oswego, Oregon.
• Cari McGee is a managing broker and Realtor with over 650 residential sale. She’s ranked among the top 1 per cent of agents in the U.S.

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Guide to Clearing Your Yard of Sticks, Rocks, and Other Debris

Cleaning a yard can be an intimidating endeavor. That’s why, for a lot of us, the task tends to get put on the back burner. But tackling it brings a lot of benefits.

“A clean, well-maintained yard doesn’t just look better, it’s easier to manage, safer and healthier for your lawn,” says handy-person Christopher Watson. “Letting debris build up can damage grass, attract pests and create more work for you later.”

The good news is, it doesn’t have to be a monumental undertaking. Here are some practical strategies for clearing yards in the easiest way possible, plus what tools you’ll need and how to reuse all of those materials you’ve just cleaned up.

Basic Cleanup Tools

To clean up yard debris, it’s helpful to have:

• Cut-resistant work gloves, to protect your hands from blisters, cuts and splinters,
• Safety glasses and sturdy footwear,
• A leaf rake, to remove leaves, pine needles and twigs without damaging the soil,
• A heavy-duty metal rake, to remove heavier materials,
• Shovels, for removing soil, rocks and larger debris,
• Branch cutting tools, such as a pruner or chainsaw,
• A push broom,
• A trash grabber,
• A magnet sweeper, for catching nails and small bits of metal,
• A wheelbarrow or garden cart, to haul away debris, and
• A leaf blower, to quickly gather finer debris, like leaves and grass clippings.

Real estate preparation expert Derek Shewmon also recommends using a large drag tarp. “That allows you to haul huge loads of debris across the lawn quickly, instead of making dozens of exhausting trips with a standard wheelbarrow,” he says.

Start With Large Debris

Before you begin clearing a yard, choose a staging area near the driveway or gate, where you can sort branches, rocks and garbage into separate piles. It’s most efficient to remove larger objects first, otherwise those get in the way of cleaning up smaller debris, says landscaper Ross Hulstein. “It also has the biggest impact on how the yard looks,” he says.

• Pry up smaller rocks with a shovel, or use a stiff landscape rake to pull them into piles. From there, use a flat shovel to scoop them into a bucket or wheelbarrow. For less strain, consider using a garden cart, like a Gorilla Cart.
• Use leverage to move large rocks, like a pry bar and block of wood. Using plywood to roll them can also help protect the soil and prevent injuries, says site preparation expert Daniel Crowley.
• Chop up large branches and sort them by size. Then stack them neatly and bundle the stacks together.
• Separate trash and recyclables from yard waste.
• Use caution with brush piles, as wildlife may be nesting inside.
• Use a rigid container for broken glass to prevent punctures.

Safety pro-tip: “Take care with this step, because the first pass is where you’re going to be coming across all of the hidden nails, glass, thorns and sharp metal,” says home improvement expert Josh Eberly.

How to Clear Small Debris Efficiently

Leaf blowers, rakes and push brooms are effective for clearing yards of small, light debris, like leaves, needles and grass clippings. A rake can also help loosen layers of dead grass. “Work in sections to stay organized,” says Watson. “First, rake debris into rows and combine into piles, then remove it using a tarp or shovel.”

Pro-tip: Choose the right weather for clean-up days. Slightly damp leaves are easier to manage, but moisture makes branches heavier and causes gravel and debris to stick to the ground.

Reusing and Recycling Natural Materials

Clearing yards doesn’t have to mean sending a lot of material to the landfill.

• Use leaves for compost and much.
• Branches make good firewood and garden borders. You can also rent a wood chipper to turn them into mulch.
• Grass clippings work well as natural fertilizer.
• Rocks are ideal for landscaping, drainage paths and erosion control.
• Piles of wood, rocks and/or leaves, provide shelter for invertebrates, including native bees and other pollinators, plus harbor insects that feed birds.
• Don’t reuse diseased limbs, invasive vines or those with fungus.

“While buyer preferences for landscaping styles vary, showcasing sustainable practices, like recycling healthy organic yard waste, consistently adds value to the property,” says Shewmon.

Safety pro-tip: Wear a dust mask when reusing mulch or soil. “Dormant mold spores become airborne before you notice odor or discoloration,” says Crowley.

FAQ

How often should I clear yard debris?

For regular maintenance, clear away debris every month or so in the summer, and two weeks in the spring and fall. After a storm, it’s also important to promptly remove debris, to keep everyone safe.

What should I do with large rocks?

Large rocks are great for landscaping borders, pathways and drainage areas. “You can also relocate them to unused areas or create rock piles for practical use,” says Watson. “Or, if they’re excessive or otherwise in your way, your neighbors might be interested in them.”

About the Experts

• Christopher Watson is a handy-person and home expert at American Home Shield.
• Derek Shewmon is founder of HOMEstretch, a company that helps homeowners prepare their properties for the market.
• Daniel Crowley is CEO of Hello Gravel, which specializes in aggregate materials and site preparation for residential and commercial projects.
• Ross Hulstein is owner at Enviroscapes, a full-service landscaping and grounds maintenance company in Denver, Colorado.
• Josh Eberly is a home improvement, outdoor living and site prep specialist, and design lead at Marygrove Awnings, which serves 18 states in the east and Midwest.

RELATED:

• 7 Reasons Why Your Houseplants Might Stink
• 8 Must-Know Tips to Drought-Proof Your Lawn
• Tired of Raking Leaves? Plant These Trees Instead

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Garden Smarter, Not Redder: Sun Protection Tips for Every Gardener

As gardeners, we spend so much time in the sun that some dermatologists compare our skin damage to that of lifeguards. But we don’t often realize our lack of sun protection— and just how much we’re putting ourselves at risk.

“Gardeners often misjudge their sun exposure as they move between plants, shade and tasks,” says skin expert Dr. Daniel Careaga. “But the time you spend gardening adds to your lifetime UV exposure, and should warrant the same dedication as watering, pruning and planting.”

We talked to some skin care experts about gardening-specific sun protection, including how to choose the best sunscreen and apply it. Here is their advice.

Sun Protection Is Essential

Gardening often draws us outside precisely when UV rays are at their peak intensity, between 10 a.m. and 4 p.m. “And unlike a day at the beach, where you know you’re in the sun, gardening feels low stakes,” says health and wellness expert Jason Vaught. “You’re just pulling weeds or watering plants, and that casual feeling is exactly what makes it dangerous.”

It’s not just sunburns that cause skin damage, but also cumulative exposure to UV rays. And while protective clothing goes a long way, sunscreens are also a must because UV rays reflect off of surfaces like concrete, fences and soil. “That means you’re getting hit from multiple directions at once, not just from above,” says Vaught.

Common skin damage gardeners overlook

UV light exposure triggers oxidative stress, which potentially leads to a long list of skin issues, including dark “sun” spots, wrinkles, rough texture precancerous changes and skin cancer.

At the Bar Beauty Medical clinic, founder Basil Russo says one particular issue is hyperpigmentation across the neckline and upper chest, which they’ve nicknamed the “gardener’s V.” Sun spots on the back of hands, and actinic keratoses on the temples and bald scalp are also common. “But forearms and hands take the worst of it because they get sun every session and rarely get SPF reapplied,” says Russo. “And the damage shows up 15 to 20 years later.”

Choosing the Right Sunscreen for Gardening

All of our experts recommended a broad-spectrum sunscreen (which means it blocks both UVA and UVB rays) with an SPF of at least 30 for a daily routine, and 50 or more when gardening in intense sunlight. Also, choose a product with at least 80 minutes of water/sweat resistance, and if you sweat heavily or have sensitive skin, opt for those with mineral compositions, such as zinc oxide or titanium dioxide, over chemical ones.

“There is no best sunscreen; it’s how you use the sunscreen products that make the difference,” says dermatologist Dr. Susan Massick. That means using the proper amount, consistently, and reapplying it during prolonged exposure.

Understanding SPF

Sun Protective Factor, or SPF, is a measure of how long it takes protected skin to burn. The higher the SPF number, the more protection a sunscreen offers.

However, protection tops out at around SPF 50. “The common belief that SPF 100 gives you double the protection of SPF 50 is flat out wrong,” says Vaught. “It gives you maybe one additional percent of blockage.”

The SPF number on the bottle also assumes you’re applying a full ounce of product across your body. “Most people use about a quarter of that,” says Vaught. “If you’re applying SPF 50 too thinly, you’re likely getting closer to SPF 10 or 15 worth of actual protection.”

Note: SPF only denotes the amount of UVB rays being blocked, which are the ones that cause sunburns. But UVA rays are responsible for long-term skin damage and aging, which is why it’s important to use a broad-spectrum product.

What Gardeners Should Look For In Sunscreen

• Broad-spectrum protection, for both UVA and UVB rays.
• SPF 50+ for intense days, SPF 30+ for a daily routine.
• Water and sweat resistance, rated for at least 80 minutes.
• Mineral-based, preferably with zinc oxide or titanium dioxide as the lead active ingredients. Those sit on top of the skin to physically block UV rays, plus begin working immediately, vs. chemical sunscreens, which takes about 15 minutes. If you do go with a chemical composition, make sure it contains avobenzone for UVA rays, says Russo.

Vaught recommends going fragrance-free. “You’re already exposed to plants, soil and fertilizers that can irritate skin,” he says. “Adding a fragranced sunscreen on top of that is just asking for a reaction.”

Russo also recommends applying a thin layer of niacinamide + ceramide moisturizer right after washing up, to help restore the skin barrier.

How to Apply Sunscreen Correctly

• If you’re using a chemical-based product, apply it 15 minutes before going outside.
• Use 1/4 teaspoon for your face, and one ounce for your full body.
• Reapply every two hours, or right after sweating heavily or wiping your skin with a towel.

“You can never put on too much sunscreen,” says Massick. “Apply liberally and don’t forgot more sensitive areas, like your scalp, tops of feet, back of the neck, ears and lips.”

Don’t Forget Protective Clothing

While sunscreen is an important line of defense, wearing the right clothing is also essential for long-term sun protection. That’s because even with sunscreen, your skin still has to manage the oxidative stress caused by UV exposure, says PharmD Lily Shapiro.

• Optimal protective clothing includes:
• UPF 50+ long-sleeve gardening shirts
• A wide-brimmed hat (at least 4”)
• Wraparound UV sunglasses
• Gardening gloves with cuffs that cover the wrist.

FAQ

Why do gardeners need sunscreen even on cloudy days?

Up to 80% of UV rays still penetrate through clouds. “It’s actually the sneakiest burn because the heat is lower so you don’t notice the exposure,” says Russo.

How often should gardeners reapply sunscreen?

Every two hours, but more often if you’re sweating a lot or getting wet.

Can I get sunburned while gardening in the shade?

Yes. While trees and shade structures block some UV rays, others still reflect off of concrete, water and other light-colored objects, causing diffused exposure.

About the Experts

• Dr. Susan Massick is a board-certified dermatologist and associate professor of dermatology at The Ohio State University Wexner Medical Center.
• Basil Russo is founder of Bar Beauty Medical, a Toronto-based medical aesthetics clinic.
• Jason Vaught is an expert in consumer health and wellness products, and currently director of content and marketing at SmashBrand, a CPG strategy, design and testing firm.
• Dr. Daniel Careaga is a US board-certified plastic surgeon, an expert sun damage medical issues and founder of Careaga Plastic Surgery in Miami.
• Lily Shapiro, PharmD, specializes in nutritional dermatology and skin aging and is founder of ATIKA skin support products.

RELATED:

• 7 Reasons Why Your Houseplants Might Stink
• 8 Must-Know Tips to Drought-Proof Your Lawn
• Tired of Raking Leaves? Plant These Trees Instead

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8 Unwritten Etiquette Rules for a Handyman Visit

Have the Details Decided Ahead of Time

This tip is relevant for larger projects during the initial meeting and estimate stage. Contractors and vendors are not there to advise on the scope and vision of the project and you should bring that to the table at your first meeting. If you’re having rooms painted, know the color and sheen ahead of time, because it impacts project costs. For tiling jobs, pick out the tile before meeting with the tiling pro.

Clear the Space Before They Arrive

To save time and money, consider what might be in the way and move it before pros arrive. “We truly appreciate when customers prepare the home by moving things accordingly to make it easier for us to navigate and install,” Uri Pearl of Nealon Insulation says. “This is especially true for valuables that they don’t want to get dusty.” For example, empty the cabinet underneath the sink before the plumber arrives to service the drain.

Greet at the Door

Meeting service pros at the door is a simple gesture that sets the tone for the workday. “It’s always nice when the homeowner is there to greet the contractor or team when they arrive. Even if the details of the project have already been ironed out ahead of time, this initial meeting is definitely helpful with clearing up any last minute questions, plus it’s just helpful for everyone to meet and touch base at the start,” Andre Kazimierski of HomeHero Roofing says.

Offer a Drink

It’s just good manners to offer a handyman something to drink while in your home. Coffee in the morning is nice, in case they were running late and couldn’t stop first, and cold water is nice on a warm day. However, don’t make it a constant gesture. “What I don’t need are offers of coffee and food all day long,” Tyler Hull of Modern Exterior Roofing says. “Each time we stop to politely decline and chat, we lose 10 to 15 minutes.”

Point Out the Bathroom

This one is often overlooked, but it’s nice to know where the bathroom is as a handyperson or vendor in a customers’ home. I’ve always found it awkward to ask, and sometimes customers want you to use a specific bathroom, so you don’t want to guess. Showing them the bathroom also helps show the layout of the house and makes service people feel welcome in your home.

Ask about temperature preferences

People work best when they’re comfortable, and sometimes air temperature can influence the job’s outcome. For example, for winter interior painting projects, I ask for the heat to be turned down to prevent the paint from drying too quickly. On a humid summer day, I request air conditioning, if available, to aid the paint drying process. Some people like to work in cooler or warmer temperatures, so it’s nice to ask their preference.

Don’t hover

This is a big one among home service pros. Show them the problem, then make yourself scarce, but available if needed. “Make sure we have access to everything we need and then let us do our thing in peace,” Scott Eyman of Eyman Plumbing, Heating and Air says. “If a job is three hours in duration, I like to hear from you every so often but please trust the process. Giving us space while we work generally leads to a more enjoyable process for all parties.” If you head out, let workers know you’re available by phone.

Don’t Change the Scope of the Job

Changing a job scope on the morning of or mid-project is a huge time and money loss for small-time operators and likely not possible with larger companies. “Asking the crew on-site for a modification in work or pricing is a common mistake done by inexperienced homeowners,” Daniel Cabrera of Roof Direct San Antonio says. “Changes have to be done through the office as change orders.”

About the Experts

• Daniel Cabrera is the owner of Roof Direct in San Antonio, Texas.
• Tyler Hull is the general manager for Modern Exterior Roofing in Milwaukee, Wisconsin.
• Scott Eyman is a project manager at Eyman Plumbing, Heating and Air, a family-based company servicing Nebraska and Iowa.
• Andre Kazimierski is co-owner and and president of HomeHero Roofing in Illinois.
• Uri Pearl is a certified insulation expert for Nealon Insulation, a home weatherization company based in the Northeast.

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Are Car Air Fresheners Harming Your Health?

Car air fresheners seem pretty harmless, right? Drivers all around the world use them, and the variation of fragrances are seemingly endless. New car, fresh linen, citrus, pine, coastal breeze… some people even like gas and oil air fresheners.

I recently learned that drivers with strong/negative olfactory senses when around fragrance-heavy products, especially inside smaller vehicles where airflow stays limited, can have strong negative reactions.

So, can car air fresheners actually be bad for your health? Learn what drivers, especially anyone who drives for work, commutes long distances, or roadtrip often, should know about car air fresheners and how to keep a vehicle fresh without overdoing it.

Why Some Car Air Fresheners Cause Symptoms

Mainstream car air fresheners in the U.S. are required to meet certain safety standards. However, that doesn’t mean they are necessarily “safe” or will be comfortable for everyone. In fact, a 2020 study by the CDC found that car air fresheners, including both regular and natural versions, emit numerous volatile chemicals, some classified as hazardous, many of which are not disclosed to the public.

“Car air freshener emissions are of particular concern, given that car interiors are small and enclosed spaces that can be subject to air pollutants from both outdoor and indoor sources, and thus air fresheners represent an additional source of pollutants and health risks,” the study says. “In addition, air fresheners, which add a chemical mixture into the air space, are designed to impart a scent or mask an odor, rather than to reduce air pollutants or health risks.”

Some air fresheners release volatile organic compounds (VOCs) into the air. In a compact car with closed windows, occupants can inhale these chemicals without enough fresh air to clear them out. The CDC study also noted that vent clips could dispense “potentially hazardous VOCs into the enclosed space” because they attach directly to the car air vent.

According to the EPA, fragrances and scented products can contribute to indoor air pollution. Some drivers notice symptoms almost immediately.

The American Lung Association says people with asthma, allergies, migraines, or chemical sensitivities have stronger reactions, and that common irritation areas include the nose, throat, or eyes. Headaches, dizziness, coughing, brain fog, or light-headedness are also possible.

Anyone with children, pets, or elderly or immunosensitive passengers should be especially cautious.

Safer Ways To Keep A Car Smelling Fresh

Air fresheners, as the name implies, are normally used to freshen or “cleanse” stale air or bad odors. A better option over trying to mask that unpleasant smell would be to fix the cause of the stink. Common odors could include garbage, gym clothes, wet mats or seats, or a dirty cabin air filter that prevents the stale air from being cleansed by the vehicle.

If you’re insistent on using your favorite air freshener, opt for milder scents and periodically open the windows to allow fresh air to enter the vehicle. The stronger formulas can be the biggest issue. Scents marketed as “extra strength” or “long-lasting” may work better in larger areas than inside a small vehicle cabin.

Also, only use one air freshener at a time and opt for ones that don’t clip to the vehicle’s vent. If a new air freshener is causing any symptoms, it’s likely too strong for the space and not worth the health impact.

As always, safety should always be priority number one when handling heavy machinery.

Sources

• Centers for Disease Control and Prevention (CDC): Volatile Chemical Emissions from Car Air Fresheners
• Environmental Protection Agency: “The Inside Story: A Guide to Indoor Air Quality”
• American Lung Association: “Indoor Air Pollutants and Health

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11 Strategies to Stretch Every Gallon With Gas Prices Hitting New Highs

Gas Station Rewards

Most gas station chains offer savings rewards programs. They’re free to join and can save anywhere from a few cents up to more than $1 per gallon. For example, 7-Eleven’s 7Rewards offers an automatic $0.11 off per gallon, additional discounts through text promotions and $0.50 off per gallon on the seventh and eleventh days of the month.

Combined, all of those discounts truly add up, says Matt Mauney, a Denver-based public relations professional. “I live in Colorado, where gas is over $5 in some places, and I filled up today for $2.70 per gallon after rewards and promo codes,” he says.

Pro-tip: If you’re an Amazon Prime member, you can link your account to BP’s Earnify rewards for an extra $0.10 off per gallon.

Supermarket Rewards

Many grocery store food rewards programs automatically deliver gas discounts as well. For example, Kroger stores (including Ralphs, Fred Meyer, King Soopers and others) give $0.10 off per gallon for every $100 spent in the store.

“That means a $1,000 monthly grocery haul could quite effectively pay for a full tank of gas,” says auto blogger Renee Martin. Also, if you’re a member of a warehouse club, such as Costco, filling up at those pumps can be significantly cheaper.

Pro-tip: Don’t buy more groceries than you had already planned on, just to chase gas rewards points, or you’ll cancel out your savings, says Gordon.

Credit Card Rewards

Instead of using cash or debit cards at the pump, use a credit card that offers cash back returns. For example, if you have a card with a 5% return, you’ll save $.25 per gallon when gas is $5 per gallon, and $.20 when it’s $4 per gallon. Just make sure to check your card’s terms, since some rewards cards don’t count gas at grocery store pumps or warehouse clubs as qualifying purchases, says Martin.

Pro-tip: Only use a credit card to fill up if you know you can pay off the balance in full at the end of the month. Otherwise interest payments will erase fuel savings and more.

Fuel Price Apps

The price of gas can vary by $.50 or more, depending on the station. “With how volatile fuel prices have been recently, on a 15-gallon fill up, that can mean a savings of around $7.50 just by choosing a different station,” says transportation expert Broderic Fernow.

To find the best deals, try gas price-comparing apps such as Upside, GasBuddy and Way. Some apps also offer additional gas discounts, plus cash back on fill-ups restaurants and convenience stores. Way can also help you find the best parking prices and EV charging stations.

Combine trips

Numerous little trips can really add up with mileage. So, before leaving the house, make a grocery list for the week, plus list of your errands, so you can plan the most efficient route. Combine tasks such as shopping and taking the kids to activities, and avoid high-traffic areas where you’re likely to idle more, especially during rush hour.

“Even reducing weekly driving by 20 to 30 miles can save hundreds of dollars a year when you factor in fuel, vehicle wear and impulse purchases,” says Gordon.

Pro-tip: Some GPS apps have modes to help you choose the most fuel-efficient route.

Skip the Snacks

When filling up, don’t be tempted to run into the convenience store to pick up an energy drink or bag of chips. Those will likely run you 20% to 50% more than in the grocery store. Instead, keep your visit focused on the gas. Your body will also thank you for skipping the corn syrup and ultra processed food from that impulse buy!

Driving Habits

How you drive your car can affect your gas mileage by 20% or more. Especially avoid aggressive driving and hard acceleration. “Actually, this is driving 101,” says Martin. “When the light turns green or the traffic begins to move, start driving again, smooth and easy.”

Also, speed matters. Especially on long commutes, speeding is a major waste of gas, says driver’s education specialist Laura Adams. “Every 5 mph you drive over 50 mph is like spending an extra $0.25 per gallon. Instead, just leave a few minutes early so you don’t have to speed.”

Pro-tip: Shut off your engine when you know you’ll be stationary for a bit. “Depending on the size of your engine and if you are running the air conditioner or not, you can waste up to a half gallon of fuel in an hour,” says Adams.

Carpooling and Public Transportation

These options feel like a hassle to many of us, but the key to making them work is to not strive for perfection, says Adams. “A lot of people don’t like the idea of carpooling because schedules are not identical,” she says. “But even sharing two days a week reduces fuel use and vehicle wear, and one or two public transit days weekly still lowers fuel costs substantially.”

Streamline Your Car

Weight reduces gas mileage, so remove any items you don’t need from your car. “Check inside your trunk and on the floor for anything that weighs the car down like books, sporting equipment, and excess clothing,” says Adams. “Every 100 pounds of junk you remove increases your fuel efficiency by 1 to 2%.”

Also, remove your roof rack and storage box if you don’t often use them. In some cases, that extra aerodynamic drag can decrease your mileage by almost 20%.

Take Vehicles Maintenance Seriously

“When you keep your vehicle properly maintained from top to bottom, you’ll see it run at its maximum fuel efficiency,” says Adams. That includes tasks like keeping tires properly inflated, regularly changing your oil and following the maintenance schedule in your owner’s manual with items like spark plugs and air filters. Keeping up on vehicle maintenance also saves money by preventing more costly repairs down the line.

Re-Evaluate Other Bills

An easy way to save extra money is to examine household expenses beyond gas. Cancel subscriptions and streaming services you don’t use, cut back on frequent small retail purchases and get new quotes for home and auto insurance.

“You may be shocked by how much you’re overpaying,” says insurance expert Melanie Musson. “Insurance companies calculate how likely you are to remain a customer even if they raise your rates, and the longer you’ve been with a provider, the more likely you are to have a ‘loyalty surcharge.’”

Pro-tip: Look into family plans for cellphones, even if your kids are grown, and try the Goji Mobile app to find the most affordable phone provider and plan for your family.

About the Experts

• Renee Martin is an auto blogger for the Way.com app.
• Laura Adams is a senior driving analyst for Aceable, an online driver’s education company.
• Annam M. Gordon is a writer and independent commentator.
• Broderic Fernow is marketing manager at P-Fleet, a company that provides fuel cards for businesses.
• Melanie Musson is an insurance and finance expert at Clearsurance.com and AutoInsurance.org.
• Matt Mauney is a Denver-based public relations professional.

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What Every Homeowner Should Know About Fire Extinguishers

When it comes to fire safety, almost every home in the country now has at least one smoke detector — but about a quarter of us still haven’t installed fire extinguishers. That’s unfortunate, because they help prevent thousands of house fires every year.

“People often don’t want to invest a few dollars into a safety product. But a small investment can go a long way if you need it,” says home safety expert Philip Farina.

And it’s not enough just to buy a couple of fire extinguishers. In order for them to be effective, you also need to choose the proper type, place them in optimal locations and keep them maintained. It’s also vital to know when you should use a fire extinguisher and when to run. To help you understand all of these factors, here’s our guide to home fire extinguishers.

What Is a Home Fire Extinguisher?

A home fire extinguisher is a portable, pressurized container that dispenses either a dry powder or a wet chemical substance. Extinguishers are meant to put out small, contained fires in their early stages. While they’re not legally required in single-family homes, insurance companies often give discounts for installing them.

Types of Fire Extinguishers for Home Use

There are five classifications of fire extinguishers.

• Class A, for combustible materials like wood and paper.
• B, for flammable liquids, like gasoline and oil.
• C, for electrical fires.
• D, for combustible metals.
• K, for cooking oils.

For home use, safety experts generally recommend a combination ABC extinguisher, since those are designed to handle the most common home ignition sources. Additionally, fire extinguisher sizes range from 2.5 pounds to 10 pounds.

Where to Place Fire Extinguishers in Your Home

The most important places to keep fire extinguishers are the kitchen and garage/workshop. It’s also a good idea to have one on every floor, including in the master bedroom and laundry room. Make sure you have an extinguisher near your grill, as well.

Fire and safety expert Lo Choe recommends five-pound ABC units in general living areas, plus a separate class K extinguisher in the kitchen for grease fires. Consider upgrading to a 10-pound ABC model for the garage/workshop.

Mount fire extinguishers in visible, accessible locations, between three-and-a-half to five feet from the ground, near room exits. For the kitchen, keep them 10 to 15 feet away from the stove top. Never store them near a heat source, or a place that tends to get hot, such as the stove or in the trunk of a car.

“That’s where things get genuinely dangerous,” says home fire safety inspector Kameron Khan. “They can build internal pressure to the point of explosion.”

How to Use a Fire Extinguisher

• Pull the pin on the top of the handle.
• Aim the nozzle low, toward the base of the fire.
• Squeeze the handle gently, which will begin discharging the chemicals.
• Sweep the nozzle from side to side, continuing to aim at the base of the fire.

This method is known as PASS (pull, aim, squeeze, sweep). “PASS has been around for over 50 years and is by far the easiest way to remember how to use a fire extinguisher correctly,” says Choe. “Remember to stand about six to eight feet away from the fire when you begin, and slowly back away while watching for flare-ups once you think it’s out.”

What do I do after using a fire extinguisher?

If there’s any question as to whether the fire is completely out, call the fire department to let them know you’ve used your extinguisher and want them to inspect for fire damage. Then:

• Open all windows. Dry chemicals from fire extinguishers can damage your lungs.
• Take pictures of the affected area.
• Replace the extinguisher promptly, or bring it to a service company for a recharge.
• Clean dry chemicals from electronics within 24 hours to prevent damage.
• Notify your insurance company within 72 hours.

When NOT to Fight a Fire Yourself

Only attempt to fight a fire if it is small, no taller than your chest, and you have a safe exit. If the fire is creating heavy smoke or if smoke is rising above half of the room, evacuate immediately. Shut the door and call 911 once outside.

“Fire needs oxygen to sustain itself, and if you are caught trying to fight a fire with limited visibility, you will have less than a minute before you are disoriented and pass out,” says Choe.

How to Choose the Right Extinguisher

• Choose models displaying UL certification on the label.
• Buy ones with a metal valve, not plastic.
• Verify that the pressure gauge needle is in the green zone.
• Look for ABC-class extinguishers, which are generally optimal for most home situations.
• Consider a class K for the kitchen.

“Stay away from disposable extinguishers with plastic heads, as they have shorter service lives than metal-head rechargeable units,” says Choe.

How to Train Yourself

Local fire departments sometimes offer fire extinguisher training events. Also, some companies offer fire safety classes. Even if you skip attending one of these, teach everyone in your home the PASS method, and regularly practice unmounting your extinguisher and locating the pin.

“Pulling the pin and aiming the nozzle takes most people several seconds,” says Choe. “That’s all it takes for an average stovetop fire to travel up the cabinets.”

When to Replace

Disposable home fire extinguishers are good for eight to 12 years from the manufacturing date printed on the bottom of the unit, and they should absolutely be replaced on time, says Choe. Rechargeable models can last 12 to 15 years, but should be serviced regularly by a professional, according to manufacturer recommendations.

Also, examine your extinguishers once a month or so. Check the gauge to make sure the needle is still in the green, the pin is still in place and the seal is intact. If the canister is dented or has corrosion past the thickness of your nail, it should be replaced and taken to a household hazardous waste disposal site.

FAQ

How many fire extinguishers does a home need?

It depends on the size of the home, but the general rule is at least two, and more is safer. Ideally, place one on each floor, including in the kitchen, laundry room, master bedroom and garage. Also, keep one near areas with fire risks, such as fireplaces and outdoor grills.

“I’d go one per 1,000 square feet on larger houses, and keep travel distance to any extinguisher 40 feet or less,” says Choe.

Do fire extinguishers expire?

Yes. Depending on the model, they expire between eight and 15 years. That’s because the pressurized gas leaks out from the valve seals over time. Also, the rubber O-rings will dry out and the chemical agent inside will harden on the bottom.

“This is why you should have annual professional servicing, and not just a visual inspection,” says equipment leasing expert Cal Singh. “A technician empties the unit, inspects the condition of the agent and recharges it appropriately.”

Can a fire extinguisher explode?

Yes, but it’s rare because modern extinguishers have safety valves to vent pressure. Still, never store them in places above 120°F, keeping in mind that interior car temperatures can reach upward of 160°F in the summer. Corrosion also increases the chance of an explosion.

“Dropping your fire extinguisher from four or more feet onto a hard surface can also breach the valve stem,” says Choe. “These cases are rare, but don’t let that lead you to thinking they can’t happen.”

Where should you not store a fire extinguisher?

Avoid direct sunlight, hot attics, car trunks, non-insulated garages or any other areas that can reach over 120°F or under -40°F. Also, avoid damp basements and other rust-prone environments, or places that aren’t visible or easily accessible. “Locked up, behind furniture or stored higher than six feet are contrary to the point of owning one,” says Choe. “Also, where you mount your fire extinguisher matters. If it can roll away when grabbed, it will.”

About the Experts

• Lo Choe is a licensed fire and electrical safety contractor, and owner of Aura Fire Safety in the San Francisco Bay Area. She has nearly three decades of experience with fire safety and National Fire Protection Association (NFPA) standards.
• Philip Farina is founder and chief security and safety advisor for Risky Business consultants, and is well-known for his expertise on home security, safety and disaster preparedness.
• Kameron Khan is founder and managing director of SilverWater Plumbing, which also performs fire safety inspections at residential properties.
• Cal Singh is head of marketing and partnerships at Equipment Leasing Canada, where he works with businesses that lease and finance heavy equipment in the construction, manufacturing and agriculture industries.

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